↑ 3.1%
KES 0
Collected Today
Via M-PESA auto-debit
—
Overdue 30+ Days
SMS reminder stage
—
Overdue 60+ Days
Call centre escalated
—
Overdue 90+ Days
Field agent assigned
↓ 0.1%
—
Active Defaults
Legal proceedings stage
📈 Daily Collections — Last 30 Days
Auto-updating
🥧 Overdue Aging Breakdown
Current (0–29d)—%
30–59 Days—%
60–89 Days—%
90+ Days—%
Total outstanding: —
⏰ Overdue Loan Register
— loans
| Borrower | Region | Amount (KES) | Days Overdue | Stage |
|---|
📣 Escalation Pipeline
🏦 Hustler Fund Savings — 5% Auto-Deduction
Mandatory · All Products
How it works: 5% of every approved loan is automatically deducted before disbursement.
Of that 5% — 70% → Pension (KNEST, long-term) and 30% → Lock Savings (short-term, withdrawable any time with no active loan).
Government provides a 2:1 matching on pension savings, capped at KES 3,000/year per borrower.
Total Savings Held
KES 5.3B
↑ 5% of each loan
Pension (70%)
KES 3.71B
KNEST managed
Lock Savings (30%)
KES 1.59B
Short-term
Withdrawals
KES 1.1B
20.8% withdrawal rate
Gov. Matching
KES 520M
2:1, max KES 3K/yr
Savings Accumulation Trend (30 days)
Example: KES 10,000 Loan
Approved Amount
KES 10,000
Disbursed to M-PESA (95%)
KES 9,500
Auto-saved (5%)
KES 500 total
KES 350 → Pension (KNEST)
KES 150 → Lock savings
+ Gov adds KES 700 to pension (2:1 match)
Savings Contribution by Loan Product
Default Detection Feed
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